Speak to our UK team 03333 204 121

Speak to our UK team 03333 204 121

How our life Insurance premiums calculated?

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When working out premiums, insurers will look at the risk associated with the type of plan being applied for during the policy term. The insurer will take into consideration:

The type of cover required – level term, decreasing term, critical illness etc

The amount of cover
The insured’s age
Whether the insured smokes
The length of the cover
The number of persons covered
The insured’s medical history and current state of health
The insured’s occupation

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