Speak to our UK team 03333 204 121

Speak to our UK team 03333 204 121

Mortgage Life Insurance

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A mortgage is likely to be the biggest monthly outgoing for most families. A Mortgage Life Insurance Policy would ensure your family can meet the mortgage payments if you were to die.  There are different types of policy and we recommend you take advice to ensure you have the right policy to protect your family. Call our UK team to discuss how you can ensure your family home remains just that in the event of your death.

Critical Illness
If you are diagnosed with a critical Illness you may not be able to work or your income could be effected. With advances in medical treatment you may survive a critical illness and these policies can help you survive financially.

Critical illness cover will pay a policyholder a tax free lump sum in the event of diagnosis of an illnesses specified by the policy. Most modern policies cover in excess of 40 differing medical conditions, these typically will include certain types of cancer, heart attack, stroke, brain tumour and others.

This means that in the event of a successful claim money is available to repay the mortgage loan or could even be used to fund expensive medical bills, clear debts to make your finances easier to manage. The benefit is that funds are available to ease the financial burden at a difficult time. This type of policy is beneficial for individual mortgagees where they are wholly responsible for the mortgage loan or with joint mortgagees where effects of a critical illness would impact on the ability to repay the mortgage.

Call our UK team to see if you could benefit from this type of cover.

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